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It MAKES CENTS to compare health insurance quotes online from multiple leading private health insurers, easily and all in one place.

Get Private Health Insurance that fit’s your lifestyle and budget. No two people or families are the same. 
 We help you compare private health insurance quotes to give you peace of mind without breaking your budget.

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There’s never been a better time to compare your existing private health insurance or take out a new policy!

Right now, it can take you less than 2 minutes to Compare Health Insurance Quotes Online that include combined hospital and extras insurance custom made to suit your needs.
If you’re switching to us from another fund, It’s actually easier than you think and some insurers wont make you re-serve waiting periods. And if you’re new to health insurance, welcome! We want to bring peace to the Health Insurance puzzle.
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Compare Australian Health Insurance

HEALTH INSURER FEATURES IN-MARKET OFFER

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 24/7 Medibank Nurse phone service
  • 100% back on optical
  • 100% back on dental check-ups
  • Simple and easy to switch
  • No need to re-serve waiting periods
  • 3.7 million members
  • Award winning Health Insurer
  • Live Better rewards program
  • Join eligible combined H&E cover by 31 March and get 6 weeks free.
  • Plus we'll waive 2& 6 month waiting periods on extras. New members only.
  • Use Promo code: 6FREE
  • Expires 31 March 2021

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • Pay by Direct Debit & Get 4% off
  • No need to re-serve waiting periods
  • No pre-existing condition classification
  • Unlimited emergency ambulance cover with extras
  • 24/7 claims
  • You could get $300 off
  • Plus skip 2 & 6 month waits on Extras with any new
  • Combined Hospital and Extras Cover
  • Expires 31th March 2021

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 100% back on optical
  • No 2 or 6 month waiting periods on included extras
  • 2 no gap dental check-ups at selected dentists
  • Loyalty rewards
  • Less than 3 minute sign up
  • 70% back on included extras
  • Loyalty rewards
  • New joins on hospital & extras can get 1 month free after their first
  • 60 days. Plus, any 2 & 6 month waiting periods on extras waived.
  • Use Promo code: 1MFREEWW
  • Expires: 31 March
  • 15% off new selected Goodlife Health Clubs memberships
  • ahm Member Benefits with OPSM (20% off lenses + more)
  • ahm Member Benefits with specsavers (25% off lenses + more)

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 100% back on selected preventative dental
  • 100% back on optical
  • No need to re-serve waiting periods
  • Choose your own providers
  • 4% discount on direct debit
  • Free Health Programs available
  • Catch 4 weeks free when you join Hospital & Extras
  • Expires 31 March 2021
  • $100 Gift Card on Referral and they take out Hospital/H&E Cover

GO TO SITE

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 4 Million Aus members
  • Claims on extras can be made in mobile app
  • Remaining extra limits can be seen in mobile app
  • Canstars 2020 'Outstanding Value Health Insurer' National Award Winner (13 years running)
  • Members only discounts
  • No need to re-serve waiting periods
  • Apply online
  • Pharmacy Saver Extra (Up to 20% off on pharmacy products)
  • Join Bupa and get 6 weeks free on combined H&E cover Plus, we'll waive the 2 & 6 month waiting periods on most Extras
  • Promo code: 'Get Bupa six weeks free'
  • Expires 30 April 2021

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 70 years experience
  • Not for profit health fund
  • Paid out an average of 9% more than the 3 biggest for profit companies
  • Operates for current and former CBA group employees and their families
  • Easy to switch
  • No need to re-serve waiting periods
  • Access to Health Hubs - Self service diagnostic kiosks
  • NIL

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 40 years of experience
  • 4% discount with direct debit from CUA account
  • 2019 finder award winner - beath health insurance - Standard Hospital $500 Excess (Silver Plus)
  • 4.5 stars on productreview.com.au
  • No need to re-serve waiting periods
  • One routine dental service with no gap to pay per year
  • Easy online claims
  • 100% back on optical
  • Get a H&E cover and we'll waive your 2&6 month waits on Extras
  • Expires 1 March 2021

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MakesCents Consumer Star Rating

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  • Not for profit health fund
  • Partnership with AIA vitality
  • Committed to customer service
  • Up to 75% back on dentist and chiropractor visits
  • With Kieser, telehealth and face-to-face physio with no out of pocket up to annual limit
  • Get $200 off for couples, families and single parents and $100 off for singles when joining on combined cover by Feb 28
  • Expires Feb 28 2021
  • Upgrade your cover

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • Few minute to get the right cover
  • Stress free switching
  • No need to re-serve waiting periods
  • Award winning Health Insurer
  • Some covers get up to 100% back on Optical and Orthodontics
  • Get a H&E cover and we'll waive your 2&6 month waits on Extras
  • Expires 1 March 2021

GO TO SITE

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • NO LONGER ACCEPTING NEW MEMBERS
  • Receive a refund of up to 100% of your Extras premiums paid from 1 April to 31st December 2020
  • Need to have made at least one premium payment on an active myOwn health insurance combined H&E policy between 1/4/20 and 31/12/20

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • Premium Discount with AIA Vitality Silver Status
  • Apply online or over the phone
  • No need to re-serve waiting periods
  • Partnership with AIA vitality
  • Smile.com.au Partnership for 15-40% off dental treatments
  • OPSM, Specsavers, Laubman & Pank Partnerships
  • 50% minimum back on extras
  • Get 6 weeks free in Year 1 and 2 weeks free in Year 2 if you have achieved AIA Vitality Silver Status or above.
  • Expires 31 March 2021

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • Claim via the NIB App
  • Easy to switch
  • No need to re-serve waiting periods
  • Save with nib Rewards
  • Digital Health Insurance Card
  • Alexa and Google Home Integrations
  • 100% back on dental checkups at nib Dental Care Centres
  • Enjoy savings at Specsavers
  • Get up to $400 off your policy when you choose any H$E cover online by 28th Feb
  • Expires 28 Feb 2021

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • No need to re-serve waiting periods
  • Get 60%, 65% or 75% back on extras
  • Minimal paperwork
  • Claim online
  • Claim using Qantas Wellbeing App
  • Unlimited Preventative Dental
  • Switch and earn Qantas points
  • Receive a refund of up to 100% of your Extras premiums paid from 1 April to 31st December 2020
  • Earn up to 140,000 Qantas Points for new customers
  • Expires 4 April 2021
  • Earn Qantas Points for using the Qantas Wellbeing App
  • $1 = 1 Qantas Point spent on your premium every month
  • 2 & 6 month waiting periods for extras waived when you take out
  • combined H&E cover

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • Not for profit health fund
  • #1 Health Fund Call Centre in Australia
  • 96% member satisfaction
  • Easy to switch
  • 2-day claims processing
  • Claim on app
  • 70 years experience
  • Free Health Programs available
  • Get 6 weeks free in Year 1 and 2 weeks free in Year 2 if you have achieved AIA Vitality Silver Status or above.
  • Expires 31 March 2021

GO TO SITE

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MakesCents Consumer Star Rating

SEE ALL REVIEWS
  • 60% or 75% back on extras
  • Claim online anytime
  • No need to re-serve waiting periods
  • Get a quote in 60 seconds
  • 4 Weeks free plus skip 2 % 6 month waits on Extras with any new combined H&E cover
  • Ends Feb 28 2021

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Customer Reviews

Medibank Health Insurance Reviews

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AAMI Health Insurance Reviews

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ahm Health Insurance Reviews

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Australian Unity Health Insurance Reviews

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Bupa Health Insurance Reviews

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CBHS Health Insurance Reviews

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CUA Health Insurance Reviews

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GMHBA Health Insurance Reviews

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HEALTH.COM.AU Health Insurance Reviews

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myOWN Health Insurance Reviews

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AIA Health Insurance Reviews

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NIB Health Insurance Reviews

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Qantas Health Insurance Reviews

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PEOPLECARE Health Insurance Reviews

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Suncorp Health Insurance Reviews

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